Privacy

Privacy Statement

DrPennyStock.com has created this privacy statement in order to demonstrate our commitment to our users’ privacy. The following discloses the information gathering and dissemination practices for DrPennyStock.com including the following:

1 – What personally identifiable information DrPennyStock.com collects.

2 – What personally identifiable information third parties collect through this web site.

3 – What organization collects the information.

4 – How DrPennyStock.com uses the information.

5 – With whom DrPennyStock.com may share user information.

6 – What choices are available to users regarding collection, use and distribution of the information.

7 – What type of security procedures are in place to protect the loss, misuse or alteration of information under

DrPennyStock.com’s control.

8 – How users can correct any inaccuracies in the information.

Information Collection

DrPennyStock.com is the sole owner of the information collected on DrPennyStock.com. DrPennyStock.com collects information
from our users at several different points on our web site.

Registration

In order to access the membership area of this web site, a user must first complete a registration form. During registration a user is required to give contact information including name and email address. We use this information to ensure account security and uniqueness and to contact a user in case a problem occurs. In addition, registered users must provide payment information (such as credit card number and expiration date). This information is used for billing purposes only. If we have trouble processing an order, the information is used to contact the user.

Information Use

Profile

A profile is stored information that is kept on individual users that details their viewing preferences and is then used for marketing purposes. DrPennyStock.com does not use stored user settings for marketing purposes. User settings are kept solely for the purpose of customizing our paying users’ visits. We do not share your profile with other third parties.

Cookies

A cookie is a piece of data stored on the user’s computer tied to information about the user. We use both session ID cookies and persistent cookies. For the session ID cookie, once you close your browser, the cookie simply terminates. A persistent cookie is a small text file stored on your hard drive for an extended period of time. Persistent cookies can be removed by following your browser’s help file directions.

We use a session cookie to control access to our membership area.

If you are a paid member and you have checked the “Log Me In Automatically” box on our home page, we store your user ID and password in persistent cookies so that you do not need to re-enter that information each time you visit the site.

If you reject the use of cookies, you will not be able to access the paid area of DrPennyStock.com however you will still be able to use the free areas of the web site.

Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.

Third Party Advertising

The ads appearing on this web site are delivered to the users by either Financial Ad Trader, Google or Commission Junction, our web advertising partners. Information about the users’ visit to this site, such as number of times they have viewed an ad (but not personal information like user name and password) is used to serve ads to users on this site. For more information about Financial Ad Trader’s privacy policy, click here. For more information about Google’s privacy policy, click here.

This privacy statement covers the use of cookies by DrPennyStock.com only and does not cover the use of cookies by any other advertisers.

Log Files

Like most web sites, we use web server log files. Records in our log files include internet protocol (IP) addresses, browser types, internet service providers (ISP’s), referring pages, exit pages, platform types, and date/time stamps. We use web server log files to administer the site, to provide broad traffic information for site planning purposes, and to ensure that our terms of service agreement is being adhered to. IP addresses are not tied to personally identifiable information in our web server log files.

Clear Gif’s (Web Beacons/Web Bugs)

Clear gif’s are tiny graphics with a unique identifier that are used to track the online movements of web users. DrPennyStock.com does not use clear gif’s. The ads appearing on this web site are delivered to the users by either Financial Ad Trader, Google or Commission Junction, our web advertising partners. Information about the users’ visit to this site, such as number of times they have viewed an ad (but not personal information like user name and password) is used to serve ads to users on this site.

Communications from the Site

Account Administration Messages

We send all new paid members a welcoming email to verify their email address and password. Members who choose our monthly auto-renew feature will also receive an email message if their credit card is about to expire. We also send a final message to expired members just before their account is permanently erased. Users cannot opt-out of this type of messages, though they can deactivate their account.

Service Announcements

On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is interrupted for a prolonged period we might send all users an email message. Users cannot opt-out of this type of messages, though they can deactivate their account.

Customer Service

In response to a user’s direct inquiry, we will send email providing assistance with their account or their use of the web site.

Sharing

Legal Disclaimer

Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our web site.

Model disclosure: We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web site.

Aggregate Information (non-personally identifiable)

We may share broadly aggregated demographic information with our partners and advertisers. An example of this kind of information is the number of pages served each day, week, or month. This information is not linked to personally identifiable information in any way.

Third Party Intermediaries

We use a credit card processing company to bill users for services. This company do not retain, share, store, or use personally identifiable information for any secondary purpose.

Service Providers

Google provides our web site search capabilities. Google is not allowed to gather or use personally identifiable information from our site.

Links

This web site contains links to other sites. Please be aware that we, DrPennyStock.com, are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that they visit. This privacy statement applies solely to information collected by this web site.

Security

DrPennyStock.com takes every precaution to protect our users’ private information. When users submit sensitive information via the web site, their information is protected both online and off-line.

Notification of Changes

If we decide to change our privacy policy, we will post those changes on this web site and place a notice of such changes on our home page and other places we deem appropriate.

Contact Information

If you have any questions or suggestions regarding our privacy policy, please contact us using our contact form here.

WARNING – This Privacy Policy page can be modified at any time without warning.